{"id":275,"date":"2023-05-17T01:56:40","date_gmt":"2023-05-16T23:56:40","guid":{"rendered":"https:\/\/noticias.granservicios.com\/?p=275"},"modified":"2024-02-10T01:58:46","modified_gmt":"2024-02-10T00:58:46","slug":"el-monto-de-la-pension-de-vejez-depende-de-las-decisiones-personales-del-afiliado","status":"publish","type":"post","link":"https:\/\/noticias.granservicios.com\/index.php\/2023\/05\/17\/el-monto-de-la-pension-de-vejez-depende-de-las-decisiones-personales-del-afiliado\/","title":{"rendered":"El monto de la pensi\u00f3n de vejez depende de las decisiones personales del afiliado"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"275\" class=\"elementor elementor-275\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f7ecae3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f7ecae3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"aux-parallax-section elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b26d25e\" data-id=\"b26d25e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-da7c60e elementor-widget elementor-widget-text-editor\" data-id=\"da7c60e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La determinaci\u00f3n del monto de la pensi\u00f3n de vejez est\u00e1 sujeta a las decisiones personales del afiliado, de acuerdo con la interpretaci\u00f3n y pronunciamiento realizado por la Corte Suprema de Justicia en un caso de recurso de casaci\u00f3n. En dicho caso, el demandante present\u00f3 una acci\u00f3n contra una administradora de fondos de pensiones y cesant\u00edas, solicitando el reconocimiento y pago de la pensi\u00f3n de vejez en la modalidad de retiro programado, as\u00ed como la devoluci\u00f3n de los excedentes de libre disponibilidad.<\/p><p>La Sala Laboral de la Corte Suprema de Justicia, en consonancia con la postura del demandante, determin\u00f3 que el tribunal cometi\u00f3 un error al limitar la libertad de elecci\u00f3n del r\u00e9gimen de ahorro individual con solidaridad. Seg\u00fan la Corte, el afiliado tiene la facultad de escoger el sistema de liquidaci\u00f3n que le permita acceder a mayores excedentes de libre disponibilidad, incluso si esto resulta en una pensi\u00f3n mensual inferior a la que obtendr\u00eda bajo un sistema con excedentes de menor monto.<\/p><p>En el caso particular de la pensi\u00f3n anticipada de vejez, contemplada en el art\u00edculo 64 de la Ley 100 de 1993, se establece que los afiliados pueden acceder a ella a la edad que elijan, siempre y cuando el capital acumulado en su cuenta de ahorro individual les permita obtener una pensi\u00f3n mensual superior al 110% del salario m\u00ednimo legal mensual vigente.<\/p><p>En resumen, en el r\u00e9gimen de ahorro individual, las decisiones personales del afiliado son de suma importancia, ya que existe un componente normativo esencial de libertad y dignidad humana que no puede ser anulado, siempre y cuando se respeten las garant\u00edas m\u00ednimas e irrenunciables de la seguridad 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